Heart Rate Basics

220 Minus Age Formula: Accuracy, Limits & Better Alternatives

Person glancing at a fitness smartwatch on their wrist while running on an outdoor trail, heart rate number visible on the display
The 220-minus-age formula powers the heart rate numbers on every fitness watch and treadmill, but how accurate is it?
Table of Contents
  1. 220 Minus Age: Quick Lookup Table (Every Age)
  2. What Is the 220 Minus Age Formula?
  3. Where the Formula Came From
  4. How Accurate Is 220 Minus Age?
  5. When the Formula Breaks Down Most
  6. Better Formulas for MHR Estimation
  7. Why Karvonen Beats Any MHR Formula for Training Zones
  8. When 220 Minus Age Is Good Enough
  9. Frequently Asked Questions
How far off is it? 220 minus your age is off by about 10-12 bpm for most people, and by more than 24 bpm for roughly 1 in 20. The Tanaka formula (208 minus 0.7 times age) tests more accurately, especially past age 50. Get your own 220-minus-age number below.

220 Minus Age: Quick Lookup Table (Every Age)

Find your estimated max heart rate for any age using 220 − age. For what these numbers mean and how accurate they are, keep reading below.

Age220 Minus Age Max HR
10210 bpm
11209 bpm
12208 bpm
13207 bpm
14206 bpm
15205 bpm
16204 bpm
17203 bpm
18202 bpm
19201 bpm
20200 bpm
21199 bpm
22198 bpm
23197 bpm
24196 bpm
25195 bpm
26194 bpm
27193 bpm
28192 bpm
29191 bpm
30190 bpm
31189 bpm
32188 bpm
33187 bpm
34186 bpm
35185 bpm
36184 bpm
37183 bpm
38182 bpm
39181 bpm
40180 bpm
41179 bpm
42178 bpm
43177 bpm
44176 bpm
45175 bpm
46174 bpm
47173 bpm
48172 bpm
49171 bpm
50170 bpm
51169 bpm
52168 bpm
53167 bpm
54166 bpm
55165 bpm
56164 bpm
57163 bpm
58162 bpm
59161 bpm
60160 bpm
61159 bpm
62158 bpm
63157 bpm
64156 bpm
65155 bpm
66154 bpm
67153 bpm
68152 bpm
69151 bpm
70150 bpm
71149 bpm
72148 bpm
73147 bpm
74146 bpm
75145 bpm
76144 bpm
77143 bpm
78142 bpm
79141 bpm
80140 bpm
81139 bpm
82138 bpm
83137 bpm
84136 bpm
85135 bpm
86134 bpm
87133 bpm
88132 bpm
89131 bpm
90130 bpm
91129 bpm
92128 bpm
93127 bpm
94126 bpm
95125 bpm
96124 bpm
97123 bpm
98122 bpm
99121 bpm
100120 bpm

Figures use 220 − age, rounded to the nearest bpm. Individual max heart rate varies by roughly ±10–12 bpm at any given age, more on that below.

What Is the 220 Minus Age Formula?

The 220-minus-age formula estimates your maximum heart rate, the highest number of beats per minute your heart can reach during all-out physical effort. The formula is exactly what it sounds like:

Max Heart Rate = 220 − Age

A 30-year-old's estimated MHR is 190. A 50-year-old's is 170. A 65-year-old's is 155. It's on every treadmill display, gym chart, and fitness app. If you've ever been told to stay in a "zone" during exercise and seen a heart rate number next to it, this formula likely produced that number.

The appeal is obvious: it requires no equipment, no testing, and no expertise. Subtract once and you have an anchor for every zone calculation on the planet.

Where the Formula Came From

In 1970, Dr. William Haskell and Dr. Samuel Fox co-authored a review paper on exercise testing standards that included the formula. Its origin is less rigorous than its ubiquity suggests: as Haskell later explained in a 2001 interview, the number wasn't the result of a controlled study, it was a rough approximation assembled from data points across various sources, some of which weren't even studying maximum heart rate directly.

"It was never meant to be an absolute guide to rule people's training," Haskell said. The formula was a working approximation that got picked up, reproduced in textbooks, and eventually embedded in consumer fitness technology worldwide, far beyond what the original authors intended.

Subsequent research has produced better-fitting formulas. But the original stuck because it's simple, and simple gets repeated.

How Accurate Is 220 Minus Age?

The formula has a standard deviation of approximately ±10–12 bpm when checked against directly measured MHR values. That's the recurring finding across several large meta-analyses spanning diverse populations.

Here's what that means practically for a 45-year-old (estimated MHR: 175 bpm):

If this sounds like your Garmin, Whoop, or Apple Watch, see exactly how each device calculates zones and how to fix it.

Age 45: MHR Estimate vs. Likely Range
  • Formula estimate: 175 bpm
  • 68% of people: 163–187 bpm (±12 bpm)
  • 95% of people: 151–199 bpm (±24 bpm)
Your true MHR could be 24 bpm above or below the estimate

At the extremes, someone with a true MHR of 199 who's been calculating zones based on 175 has been training in zones that are 20+ bpm too low. Their "Zone 4 threshold" effort is Zone 2. This isn't academic: it explains why many people find heart rate zone training produces underwhelming results when using formula-derived targets without adjustment.

When the Formula Breaks Down Most

The ±10–12 bpm average hides some much bigger gaps. These 4 groups feel it the most:

Older adults: The 220-minus-age formula reliably underestimates MHR in people over 50–55. Most newer formulas (Tanaka, Gellish) use a smaller age coefficient (0.7 rather than 1.0), which produces higher MHR estimates at older ages, estimates that better match measured values in this population. For what that means for training zones after 60, see our guide to target heart rate for seniors.

Well-trained athletes: Training status barely changes max heart rate. Tanaka's meta-analysis found the same age curve in sedentary, active, and endurance-trained adults, and a review of training studies found endurance training can lower max heart rate slightly. An athlete whose max sits well above or below the estimate is showing individual variation, not fitness. Athletes also tend to train with precise zones, so a measured max matters more for them than for most people.

Women: Research by Gulati et al. (2010) studied more than 5,000 women and found that the standard formula overestimates MHR for women at every age, by about 10 bpm at age 30 and about 6 bpm at age 70. The researchers proposed a sex-specific formula (206 − 0.88 × age) as more accurate for female populations. Use the Gulati formula calculator to get a women-specific estimate and training zones.

People on beta-blockers: These medications directly lower maximum heart rate. Formula-derived zones are meaningless for people on beta-blockers. Perceived exertion or clinical guidance should guide training intensity instead. See our guide to heart rate zones on beta-blockers for how to train without a reliable max heart rate number.

Better Formulas for MHR Estimation

Several newer formulas outperform 220-minus-age in research:

FormulaEquationBasis
220 − Age220 − ageApproximation, 1970
Tanaka (2001)208 − (0.7 × age)Meta-analysis, 18,712 subjects
Gellish (2007)207 − (0.7 × age)Treadmill testing, broad age range
Oakland Nonlinear (Gellish 2007)191.5 − (0.007 × age²)Same study, quadratic fit, decline accelerates with age
Gulati (women)206 − (0.88 × age)Women-specific population study

The Tanaka formula is the most rigorously derived and most commonly cited alternative. It crosses 220-minus-age at age 40. Below that age, 220-minus-age gives the higher number (by 6 bpm at age 20). Above it, Tanaka gives the higher number, by 9 bpm at age 70. Neither removes individual variation. For how to choose between them, see the max heart rate calculator comparison, or look up your age in the max heart rate by age chart.

Why Karvonen Beats Any MHR Formula for Training Zones

Here's the key insight: even if you had a perfect MHR estimate, using raw percentages of that MHR to set zones ignores another major source of individual variation, your resting heart rate.

Consider 2 people, both age 40, with identical estimated MHRs of 180 bpm. One has a resting heart rate of 48 (trained cyclist), the other has 78 (sedentary office worker). Their cardiovascular fitness levels are completely different, but raw MHR percentage gives them identical zones: Zone 2 = 108–126 bpm for both.

The Karvonen formula fixes this by calculating zones from heart rate reserve, the gap between resting and maximum HR. For the trained cyclist (HRR = 132), Zone 2 using Karvonen is 127–140 bpm. For the sedentary person (HRR = 102), it's 139–149 bpm, higher in absolute terms. The reason: Karvonen anchors zones to resting heart rate, and the sedentary person's resting heart rate runs 30 bpm above the cyclist's. The cyclist reaches true Zone 2 effort at a lower heart rate because a bigger HRR gives more room above resting to work with. Same relative effort, different absolute numbers, which is exactly what raw MHR% misses.

Get Karvonen zones from your resting HR Enter age and resting heart rate to get zones calibrated to your actual cardiovascular range.

When 220 Minus Age Is Good Enough

For general health and wellness exercise, not serious training, the formula is good enough. Staying somewhere in the moderate aerobic range is what matters, and 220-minus-age zones get you close enough: if you're walking for general fitness or doing casual gym workouts, the formula's imprecision is unlikely to undermine your goals. It earns the criticism it gets, but it has its place.

It's also a useful starting point before you have better data. If you don't know your resting heart rate or haven't tested your MHR, 220-minus-age gets you into the right ballpark, and you can refine as you gather more information about your own physiology.

Where it breaks down is when people use it as a hard limit ("I shouldn't go above X bpm") or when they're training seriously for performance goals and zone accuracy matters. In those cases, measuring your resting heart rate and using the Karvonen formula, or better yet, directly testing your MHR, will produce meaningfully better training outcomes.

Frequently Asked Questions

Who invented the 220 minus age formula?

The formula is most commonly attributed to Dr. William Haskell and Dr. Samuel Fox, who published it in 1970 as part of a review on exercise testing standards. Haskell himself later stated the formula was never derived from a specific study: it was a rough approximation based on observations from numerous data points compiled by Fox. It was never intended to be used as a definitive, universal standard for training zones.

How accurate is the 220 minus age formula?

The formula has a standard deviation of approximately ±10–12 bpm. This means about 68% of people have an actual MHR within 10–12 beats of the estimate, and about 32% fall outside that range, sometimes significantly so. A 45-year-old with an estimated MHR of 175 could realistically have a true MHR anywhere from 153 to 197 bpm. For training zone calculations, this level of imprecision is meaningful.

Does the 220 minus age formula work differently for women?

Yes. Research on more than 5,000 women found that the 220-minus-age formula overestimates maximum heart rate for women, by about 10 bpm at age 30 and about 6 bpm at age 70. A formula specifically derived for women (206 − 0.88 × age, from Gulati et al., 2010) has been proposed as more accurate for female populations. That said, individual variation within any gender group remains substantial, and the only definitive answer comes from direct measurement.

What is a better alternative to the 220 minus age formula?

The Tanaka formula (208 − 0.7 × age) and Gellish formula (207 − 0.7 × age) both outperform 220-minus-age in research, particularly for older adults. For training zone purposes, the Karvonen formula (which uses heart rate reserve rather than raw MHR percentage) produces more physiologically accurate zones regardless of which MHR estimate you use, because it also incorporates your resting heart rate.

What happens if my actual max heart rate is higher than 220 minus my age?

This is common and completely normal. About 1 in 6 people have a true MHR more than 12 bpm above their formula estimate. If you're regularly hitting heart rates higher than your formula-derived max without distress or symptoms, your actual MHR is higher than average for your age. Using a fitness wearable's peak HR reading from a hard race or intense workout as your personal MHR gives a better zone calculation than the formula would.

This article is for informational purposes only and does not constitute medical advice. Please consult a physician or certified fitness professional before performing maximal exercise tests or starting a new training program.

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The Karvonen formula uses your resting heart rate to go beyond 220-minus-age. Enter your age and resting heart rate for zones that fit your fitness level.

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